Terms and Conditions

Welcome to the B3 Finance website, owned and operated by Au Golden Produce Pty. Ltd. (ACN: 666 353 699, Authorised Credit Representative 552133 of Australian Credit Licence 384704). Throughout this document, 'We' refers to B3 Finance.

Access and utilisation of this website are subject to the following Terms of Use and B3 Finance’s Privacy Policy. B3 Finance reserves the right to modify or change the terms and conditions governing the use of this site at any time.

Usage of Materials

B3 Finance grants users permission to copy any material provided on this website by the company for non-commercial purposes only. The copied material should retain all copyright, proprietary notices, and disclaimers.

Intellectual Property

The intellectual property of B3 Finance, including product names, is owned by B3 Finance. Any use or reproduction without permission is prohibited.

Information Usage

This site aims to offer informational services. For investment advice, consult a licensed investment adviser. Prior to executing credit documentation with any financial institution, consult a financial representative.

Limitation of Liability

B3 Finance's website is provided on an "as is" basis without warranties, except those implied by applicable laws. Users agree that their use of B3 Finance’s site is at their own risk. B3 Finance, its affiliates, employees, or content providers do not guarantee uninterrupted, error-free operation or the accuracy of the information provided.

B3 Finance, its agents, or affiliates will not be liable for any damages arising from the use (or inability to use) the site. This includes direct, indirect, consequential, special, incidental, or punitive damages.

Fees & Charges

B3 Finance generally does not charge fees for services provided via this website, except for standard lender application fees and government charges. Brokerage fees may apply when a commercial property is used as security. The Company receives fees from lenders for finalised mortgage loan transactions via our service.

Loan Approvals

Approval of all mortgage loan applications is subject to the lender's criteria chosen by the user.

Third Parties

For users referred to B3 Finance through affiliate websites, we may pay the affiliate a marketing fee.

Legal Status

B3 Finance is a member of the FBAA.

Contact Us

For any inquiries regarding B3 Finance’s Terms of Use, please contact us using the details provided on the contact us page.